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Updated 12/17/2024

Top 5 best personal loan lenders

Compare Rates & Terms For America's Top 5 Personal Loan lenders

  • Fast Application Process
  • Secure & Trusted Lenders
  • Fixable Terms
Top Rated
  • APR: 6.94% - 35.99%
  • Borrow up to $200,000
  • Min. Credit Score: 600
  • Loan term: 12-120 mo.
Show More
  • A variety of other loan types
  • Simple, streamlined process
  • Available in all states
Services
  • Quick offers
  • All credit scores
  • Marketplace lender
  • Multiple payment options
Pro
  • Free quotes, no obligation
  • Great customization
  • Blazing fast offers
  • High volume of lenders
Cons
  • Not a direct lender
Show Less
(77,034)Votes
9.8
Visit Site Powered By “Upstart”
Editor's Choice
  • APR: 6.94% - 35.99%
  • Borrow up to $200,000
  • Min. Credit Score: 600
  • Loan term: 12-120 mo.
Show More
  • A variety of other loan types
  • Simple, streamlined process
  • Available in all states
Services
  • Quick offers
  • All credit scores
  • Marketplace lender
  • Multiple payment options
Pro
  • Free quotes, no obligation
  • Great customization
  • Blazing fast offers
  • High volume of lenders
Cons
  • Not a direct lender
Show Less
(77,034)Votes
9.8
Visit Site Powered By “Rocket Loans”
  • APR: 6.94% - 35.99%
  • Borrow up to $200,000
  • Min. Credit Score: 600
  • Loan term: 12-120 mo.
Show More
  • A variety of other loan types
  • Simple, streamlined process
  • Available in all states
Services
  • Quick offers
  • All credit scores
  • Marketplace lender
  • Multiple payment options
Pro
  • Free quotes, no obligation
  • Great customization
  • Blazing fast offers
  • High volume of lenders
Cons
  • Not a direct lender
Show Less
(77,034)Votes
9.8
Visit Site Powered By “Sofi”
  • APR: 6.94% - 35.99%
  • Borrow up to $200,000
  • Min. Credit Score: 600
  • Loan term: 12-120 mo.
Show More
  • A variety of other loan types
  • Simple, streamlined process
  • Available in all states
Services
  • Quick offers
  • All credit scores
  • Marketplace lender
  • Multiple payment options
Pro
  • Free quotes, no obligation
  • Great customization
  • Blazing fast offers
  • High volume of lenders
Cons
  • Not a direct lender
Show Less
(77,034)Votes
9.8
Visit Site Powered By “AmeriSave”
  • APR: 6.94% - 35.99%
  • Borrow up to $200,000
  • Min. Credit Score: 600
  • Loan term: 12-120 mo.
Show More
  • A variety of other loan types
  • Simple, streamlined process
  • Available in all states
Services
  • Quick offers
  • All credit scores
  • Marketplace lender
  • Multiple payment options
Pro
  • Free quotes, no obligation
  • Great customization
  • Blazing fast offers
  • High volume of lenders
Cons
  • Not a direct lender
Show Less
(77,034)Votes
9.8
Visit Site Powered By “Sofi”

Get Answers to Your Most Common Questions

We've compiled a list of frequently asked questions to provide you with quick and helpful answers.

Speake to an Agent

The amount a lender or lending partner is willing to give you depends on how the lender or lending partner evaluates a number of factors, including your state of residence and applicable legal restrictions (loans are not available in all states). Many lenders or lending partners in our network will loan between $1,000 and $50,000.

The amount a lender or lending partner is willing to give you depends on how the lender or lending partner evaluates a number of factors, including your state of residence and applicable legal restrictions (loans are not available in all states). Many lenders or lending partners in our network will loan between $1,000 and $50,000.

The amount a lender or lending partner is willing to give you depends on how the lender or lending partner evaluates a number of factors, including your state of residence and applicable legal restrictions (loans are not available in all states). Many lenders or lending partners in our network will loan between $1,000 and $50,000.

The amount a lender or lending partner is willing to give you depends on how the lender or lending partner evaluates a number of factors, including your state of residence and applicable legal restrictions (loans are not available in all states). Many lenders or lending partners in our network will loan between $1,000 and $50,000.

The amount a lender or lending partner is willing to give you depends on how the lender or lending partner evaluates a number of factors, including your state of residence and applicable legal restrictions (loans are not available in all states). Many lenders or lending partners in our network will loan between $1,000 and $50,000.

The amount a lender or lending partner is willing to give you depends on how the lender or lending partner evaluates a number of factors, including your state of residence and applicable legal restrictions (loans are not available in all states). Many lenders or lending partners in our network will loan between $1,000 and $50,000.

The amount a lender or lending partner is willing to give you depends on how the lender or lending partner evaluates a number of factors, including your state of residence and applicable legal restrictions (loans are not available in all states). Many lenders or lending partners in our network will loan between $1,000 and $50,000.

The amount a lender or lending partner is willing to give you depends on how the lender or lending partner evaluates a number of factors, including your state of residence and applicable legal restrictions (loans are not available in all states). Many lenders or lending partners in our network will loan between $1,000 and $50,000.

The amount a lender or lending partner is willing to give you depends on how the lender or lending partner evaluates a number of factors, including your state of residence and applicable legal restrictions (loans are not available in all states). Many lenders or lending partners in our network will loan between $1,000 and $50,000.

The amount a lender or lending partner is willing to give you depends on how the lender or lending partner evaluates a number of factors, including your state of residence and applicable legal restrictions (loans are not available in all states). Many lenders or lending partners in our network will loan between $1,000 and $50,000.

The amount a lender or lending partner is willing to give you depends on how the lender or lending partner evaluates a number of factors, including your state of residence and applicable legal restrictions (loans are not available in all states). Many lenders or lending partners in our network will loan between $1,000 and $50,000.

The amount a lender or lending partner is willing to give you depends on how the lender or lending partner evaluates a number of factors, including your state of residence and applicable legal restrictions (loans are not available in all states). Many lenders or lending partners in our network will loan between $1,000 and $50,000.

The amount a lender or lending partner is willing to give you depends on how the lender or lending partner evaluates a number of factors, including your state of residence and applicable legal restrictions (loans are not available in all states). Many lenders or lending partners in our network will loan between $1,000 and $50,000.

The amount a lender or lending partner is willing to give you depends on how the lender or lending partner evaluates a number of factors, including your state of residence and applicable legal restrictions (loans are not available in all states). Many lenders or lending partners in our network will loan between $1,000 and $50,000.

The amount a lender or lending partner is willing to give you depends on how the lender or lending partner evaluates a number of factors, including your state of residence and applicable legal restrictions (loans are not available in all states). Many lenders or lending partners in our network will loan between $1,000 and $50,000.

The amount a lender or lending partner is willing to give you depends on how the lender or lending partner evaluates a number of factors, including your state of residence and applicable legal restrictions (loans are not available in all states). Many lenders or lending partners in our network will loan between $1,000 and $50,000.

The amount a lender or lending partner is willing to give you depends on how the lender or lending partner evaluates a number of factors, including your state of residence and applicable legal restrictions (loans are not available in all states). Many lenders or lending partners in our network will loan between $1,000 and $50,000.

The amount a lender or lending partner is willing to give you depends on how the lender or lending partner evaluates a number of factors, including your state of residence and applicable legal restrictions (loans are not available in all states). Many lenders or lending partners in our network will loan between $1,000 and $50,000.

The amount a lender or lending partner is willing to give you depends on how the lender or lending partner evaluates a number of factors, including your state of residence and applicable legal restrictions (loans are not available in all states). Many lenders or lending partners in our network will loan between $1,000 and $50,000.

The amount a lender or lending partner is willing to give you depends on how the lender or lending partner evaluates a number of factors, including your state of residence and applicable legal restrictions (loans are not available in all states). Many lenders or lending partners in our network will loan between $1,000 and $50,000.

Introduction to Personal Loans

Getting a Third Party Personal Loan

Personal loans are the fastest-growing category of debt in the United States today. In fact, more than 38 million Americans currently hold a personal loan, and the total bill has now reached $305 billion nationwide. When used responsibly, personal loans are a great way to purchase a new car, cover those long overdue home improvements, and deal with emergencies when life decides to throw a curveball your way.

Whatever your reasons for taking out a personal loan, though, we understand just how stressful the process can be. Many first-time borrowers turn to their banks in the first instance but can be put off or intimidated by the mountains of paperwork they need to complete and the long waits before the money is in their pocket.

There has been an explosion of third-party lenders in recent years and the personal loan market has been cracked wide open. Borrowers have more choices than ever when looking for a personal loan, and we’re here to guide you through the options, advantages, and risks of using a third party lender. We’ll also answer any questions you might have about personal loans along the way.

Feeling Stuck?!

Not sure which loan option is best for you? Our friendly, expert agents are ready to provide personalized recommendations and answers to all your questions—quickly and for free!

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